Card Present


Give your customers more power to purchase.

Sphere makes it simpler than ever to give your customers payment options. Now you can accept all major types of payment – credit card, debit card, ACH/Echeck, Purchasing Cards (Level II/III) with ease, anywhere, anytime. The Sphere platform provides you with the most secure and powerful tools to take all point-of-sale (POS) payments securely so you can increase revenues and keep your customers smiling.

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Scalable solutions for the now and when of your business.

Now, and for the future of your business, Sphere provides a smarter solution that ensures you will never outgrow opportunity. We are a one-stop shop for robust, secure payment and processing solutions. We meet you where you are and can take you where you want to go with proven POS solutions that are customizable and can integrate with any existing or new business systems to keep you up and running year after year.

Merchant services is a snap.

It’s never been easier to accept and process payments securely. Thanks to our strong industry relationships, depth and breadth of solutions, and competitive bank processing rates, you have the flexibility to do more with more. As your bank/credit card processor-neutral partner, we can plug and play with your existing bank and processor or leverage our extensive relationships to find the optimal solutions as you grow or your needs change.

Learn More about our partners.

Protection you can count on.

Sphere is rooted in security. Our entire platform revolves around doing the most to make sure data is secure and you and your customers are protected. With Sphere, you have a combination of security assessor validated devices, applications and processes protecting data from being hacked or exploited. We do the extensive legwork to manage PCI compliance which means you can accept payments with less risk and free up resources to create more revenue avenues.

All the tools you need to take retail/POS payments.

PCI Validated Point-to-Point Encryption

Your customers are on the move 24/7 and armed with purchasing power. They’re paying in person via debit, credit, check and mobile device and with every dip, swipe and wave, they need assurance that their data is fully encrypted and untouchable. With Sphere, you have a smart solution to offer. Sphere provides a fully PCI validated point-to-point encryption solution that protects transactions through every step of transit, keeping cardholder data (even in its encrypted state) completely out of your other systems and networks. This reduces your scope and provides extra layers of security for real peace of mind.

  • Protects transactions from the point of interaction, immediately encrypting cardholder data.
  • Removes access to decryption keys, making sensitive payment data invisible.
  • Simplifies PCI compliance requirements and overall compliance effort.
  • Keeps PCI data out of your other systems and provides the easiest path to EMV.


With Sphere you can reduce card-present fraud resulting from counterfeit, lost and stolen cards and reduce your PCI scope with EMV. It’s the little chip that’s changing the transaction landscape, but Sphere’s EMV solutions do more than the competitors when it comes to validation and certification. The bottom line is we can offer the best, most secure payment processing model that’s easy to implement and scalable enterprise-wide.

  • Securely collect and aggregate payments through a cloud-based, consolidated, integrated, and resilient application which descopes your other software applications.
  • Protect transactions using multilayered security including point-to-point encryption (P2PE) and tokenization.
  • Reduce your risk, liability and exposure.

Multipurpose Devices

Relationships count and Sphere’s strength and reputation in the industry means we can give you more freedom of choice. We work with a variety of hardware manufacturers so you can select the perfect device that will help ensure a fast, convenient, and secure checkout experience. Unlike other companies, Sphere goes through the rigor and certifications to ensure each device is fully protected and within PCI compliance from manufacturer to merchant location so you can have peace of mind at every step.

  • SRED-Secure Reading and Exchanging of Data
  • EMV
  • Encryption
  • Multimedia
  • Attended and Unattended
  • Small Footprint

Mobile Payments

If your business is on the move, make sure you can accept payments securely wherever you go and protect transactions at all points. Sphere mobile pay solutions encrypt card holder data at the swipe before it enters the mobile device and all sensitive data is rendered untouchable so if phones are lost or stolen you have nothing to fear. Plus, it’s fully customizable to work how your organization works best.

Software Vendor Integrations

Whatever works for you, works for us. Your business leverages a variety of software solutions to operate smoothly and efficiently, and we can go with the flow. Because we have proven experience and tenured relationships with a wide range of popular software vendors, integrating is easy and worry free. With seamless integration, you don’t have to stress over downtime because there is none. See our list of software vendors to learn more.

Consolidating Reporting

We like to make things easy for you. If you’re an omnichannel retailer with multiple locations and/or departments, Sphere offers a consolidated, dynamic reporting solution so you can view and report on all transaction activity from a single source. This powerful tool not only gives you an instant picture of your business, it can also key in on metrics and trends to maximize efficiencies and opportunities.

  • Obtain a complete picture of processing activity.
  • Review daily activity files systematically generated for trending and metrics.
  • Decline reports indicate change in expired card, cancelled card or limit exceeded.
  • Use custom reports for reconciliations and recording changes in installment payment accounts.

We answer the call for exceptional customer service

When you have questions, we have immediate answers. Behind every service call is a specialist who knows the space and has the knowledge to get you the answers you need when you need them. Problems don’t get solved on hold, and Sphere has the experience and know-how to make things happen when you need solutions most.